Earn monthly residual income by referring MLOs to Innovative Mortgage. Join the platform, build your network, and grow long term recruiting income.
Introducing the Innovative Mortgage MLO Referral Residual Income Program
Most Mortgage Loan Originators work hard, close a file, get paid once, then start over at zero the next month. Even if you are great at building relationships and attracting other producers, traditional models rarely reward you for the people you bring into the company. That means you are leaving long term, leveraged income on the table every year.
Innovative Mortgage is changing that.
Our MLO Referral Residual Income Program lets you earn ongoing monthly residual income from the production of the mortgage loan officers you refer to our platform. If you are already networking, mentoring, or recruiting in the industry, this program gives you a real way to turn that effort into scalable, trackable income.
What Is The Innovative Mortgage MLO Referral Residual Income Program?
The Innovative Mortgage MLO Referral Residual Income Program is a simple, scalable way to build a long term income stream by referring licensed Mortgage Loan Officers to the Innovative Mortgage platform.
When an MLO you referred closes loans, you earn residual income each month based on their production. You are not managing their pipeline. You are not responsible for their files. You simply connect them to our platform and let our team handle the onboarding, training, and support.
This program is designed only for recruiting MLOs, not for borrower referrals. It is a true recruiting income opportunity that rewards you for growing the platform with quality producers.
To qualify for this income stream, you must be an MLO who
joins Innovative Mortgage first.
Why You Must Join Innovative Mortgage To Participate
To earn referral residual income, you need to be part of the Innovative Mortgage ecosystem. That is intentional. We want you to experience the platform firsthand so you can confidently invite other MLOs into something you actually use.
When you join Innovative Mortgage, you gain:
- Eligibility for residual recruiting income
- Transparent, scalable compensation that is easy to understand
- Advanced marketing and support tools to grow your business
- The ability to build your own network of producing MLOs
- A dedicated dashboard where you can track referred MLOs and your earnings
You are not guessing about your income. You can see your production, your referred MLOs, and your residuals all in one place.
You can learn more about becoming an MLO with us on the
Join Innovative Mortgage page, and compare options on a
Loan Officer Compensation page. Many MLOs also review our general
About Innovative Mortgage before they make the switch.
The Innovative Mortgage Simple Wealth Building Platform
The referral program sits on top of a powerful platform that is built for producing MLOs who want more control and more income.
As an Innovative Mortgage Loan Originator, you get access to:
100% Compensation
Enjoy a straightforward compensation structure with 100% of your earnings minus a flat fee of $595. Maximize your potential with transparent pricing.
Access to 100+ Lenders
Full Product Line
We offer a complete range of loan products including Conventional, VA, FHA, USDA, SBA, Reverse, Non-QM, Jumbo, Land Only, One-Time Close Construction, and Commercial loans.
Hybrid Originations
Flexibility to operate as either a lender or broker, allowing you to adapt to your clients' needs and maximize your business opportunities.
No tiers and no quotas
With no tiers and no quotas, you choose a compensation plan that aligns with your personal goals.
You choose your compensation plan.
Fully Remote, 24 hr Payouts
100% remote work flexibility, allowing Loan Officers to write loans from anywhere, anytime. 24-hour commission payouts via our correspondent channel.
This platform gives you and every MLO you refer a strong competitive advantage. They get better economics and more choice. You get a clear value proposition when you talk about joining Innovative Mortgage.
How The MLO Referral Residual Income Program Works
The structure is intentionally simple so you can explain it in a few sentences.
1. Join Innovative Mortgage
First, you onboard as an MLO with Innovative Mortgage. Once you complete onboarding, your eligibility for referral income is activated.
2. Refer Licensed Mortgage Loan Officers
Next, you introduce licensed MLOs who are looking for:
- Higher income
- More flexibility
- Better lender and product access
These can be colleagues, former team members, branch partners, or other professionals in your network.
3. We Manage The Entire Onboarding Experience
Our team handles:
- Training and platform setup
- Technology and marketing support
- Ongoing questions and guidance
You do not have to run training calls or build onboarding systems. You focus on the relationship. We manage the process.
4. Earn Monthly Residual Income
Once your referred MLOs begin producing, you earn monthly residual payouts tied to their closed loan volume, subject to program terms.
More producing MLOs in your network means:
- More residual income every month
- More income stability over time
- More long term wealth building potential
You continue to build your own production while your referral network compounds in the background.
Program Benefits For Growth Focused MLOs
This referral model is built for mortgage professionals who want more than just one time commissions.
Key benefits include:
True residual recruiting income based on real production
No cost to join the program beyond being an MLO on the platform
Unlimited earning potential as you grow your referral network
A strong value proposition that makes conversations easy with other MLOs
Long term income scalability, since you can add new referrals over time
Support from a modern, high performance mortgage platform backing every file
If you already share lender ideas, products, or strategies in your network, you can now monetize that influence in an ethical and transparent way.
DOWNLOAD THE REFERRAL PROGRAM GUIDE HERE
Who The MLO Referral Residual Income Program Is Perfect For
To participate, you must be an NMLS licensed Mortgage Loan Originator. Within that, there are a few ideal profiles.
This program is a great fit for:
- Current MLOs seeking more income opportunities beyond their personal pipeline
- Branch managers and team builders who already recruit and mentor originators
- Industry professionals with strong MLO networks, online or offline
- Leaders who want to grow passive, recurring income over time
If you are known as the person who gets calls about “Where should I go next?” or “Which platform are you using now?”, the Innovative Mortgage MLO Referral Residual Income Program gives you a structured way to turn those conversations into a powerful revenue stream.
For licensing verification and consumer information, many professionals also referenceNMLS Consumer Access when discussing licensing details with prospects.
How To Get Started And Begin Building Residual Income
Are you already an MLO working with Innovative mortgage? Go to our referral form to register your referral.
Are you an MLO looking to grow and start building a leveraged income stream from your professional relationships, now is the time to move.
Here is your next step:
- Join Innovative Mortgage as an MLO.
Visit innovativemlo.com/join to learn more about the platform, compensation, and onboarding. - Schedule a conversation with our leadership.
Talk with us about your goals, your current production, and the type of MLOs you typically attract. - Start referring qualified Mortgage Loan Officers.
As you invite MLOs to explore the platform through our referral form, we will handle the onboarding, training, and support. You will see your referral network and residuals grow inside your dashboard.
Ready To Start Building Residual Income?
Earn residual income by referring Mortgage Loan Officers and help them access one of the most flexible platforms in the industry.
Contact: Drew Kashella
Email: Info@innovativemlo.com
Reach out today to see real examples of how much you can earn with this growth plan and discover how the Innovative Mortgage MLO Referral Residual Income Program can become a long term wealth building pillar in your business.
Are you a mortgage originator looking for more support and better compensation? Interview us today and see if Innovative Mortgage Services, Inc. is a good fit for you.
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