Every Mortgage Loan Originator Needs a Broker That Can Do This

Are you stuck writing the same products through the same product line?

Do you lose out on transactions because you don't have the product to write them or an overlay prevents the deal from closing?  Is lack of competitive pricing causing you to lose deals? Are your commissions skinny because you're on a low basis point structure? 


How does the broker channel compare to the retail channel?

  • Broker turn times average as low as 18-days the best providers versus the average of 56-days with retail.
  • The average cost to your borrower is $5,800 with the best providers versus the average retail cost to originate loans of $8,872.
  • Retail operations are typically captive to one underwriting and product channel.  On the broker channel you can shop your transactions without limitations.


We got this at Innovative Mortgage


  • 18-corr investors means effectively no overlays 
  • Brokering or Correspondent Lending options on a per transaction basis
  • Freedom to select your own comp
  • One flat transaction fee/file- YOU keep the rest of the commission
  • 1099 contractor status where eligible
  • Superior W-2 compensation where required
  • FHA, VA, USDA, CONV, JUMBO, REVERSE, SBA, NON QM (ITIN, Bank Statement , DCSR, Foreign Nat’l), Commercial


Learn more about our Transparent and Simple to understand compensation programs and compare your current income to what you will make at Innovative Mortgage. 


Compensation Programs

Click or tap below to like and share. Tag a friend who might need this information.

Tablet and phone showing green analytics charts on a desk with keyboard case and mouse
By Innovative Mortgage June 3, 2026
Innovative Mortgage reveals how 275 basis points and a flat fee truly work for loan officers. Discover honest compensation and maximize your earnings.
By Innovative Mortgage May 20, 2026
Tired of outdated tech? Discover Innovative Mortgage's cutting-edge platform & hands-on support to streamline your workflow and boost your success.

Are you a mortgage originator looking for more support and better compensation? Interview us today and see if Innovative Mortgage Services, Inc. is a good fit for you.