/* ============================================================
   INNOVATIVE MORTGAGE SERVICES — shared design system
   Used on every page. Page-specific section CSS stays inline.
   Brand palette pulled from the live logo.
   ============================================================ */
:root{
  --navy:#0c4884;
  --navy-deep:#072f5e;
  --navy-ink:#06243f;
  --green:#00a82d;
  --green-deep:#008a25;
  --green-soft:#e7f8ec;
  --steel:#6c84b4;
  --ink:#0f1d30;
  --slate:#56697f;
  --slate-light:#8395a8;
  --mist:#f3f7fc;
  --mist-2:#eaf1f9;
  --line:#e2eaf3;
  --white:#fff;
  --radius:20px;
  --radius-sm:13px;
  --radius-btn:12px;   /* button corner rounding — single source of truth (was a 999px pill) */
  --shadow-sm:0 2px 8px rgba(12,72,132,.06);
  --shadow:0 18px 50px -18px rgba(12,72,132,.28);
  --shadow-lg:0 40px 90px -30px rgba(7,47,94,.45);
  --maxw:1180px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:92px}
body{
  font-family:'Inter','Inter Fallback',system-ui,-apple-system,sans-serif;
  color:var(--ink);background:var(--white);line-height:1.6;font-size:17px;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
}
h1,h2,h3,h4,h5,h6{font-family:'Manrope','Inter Fallback',sans-serif !important;line-height:1.1;letter-spacing:-.02em;color:var(--navy-ink);font-weight:700}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
main{display:block}

/* fallback metric to limit CLS before web fonts load */
@font-face{font-family:'Inter Fallback';src:local('Arial');size-adjust:107%;ascent-override:90%;descent-override:23%;line-gap-override:0%}

.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:'Inter';font-weight:600;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--green-deep)}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--green);border-radius:2px}
.eyebrow--center{justify-content:center}
.eyebrow--light{color:#7fe49a}
.eyebrow--light::before{background:#7fe49a}
.section{padding:96px 0}
.section__head{max-width:680px;margin:0 auto 56px;text-align:center}
.section__head h2{font-size:clamp(2rem,4vw,2.85rem);font-weight:700;margin:16px 0 14px}
.section__head p{color:var(--slate);font-size:1.08rem}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:'Inter';font-weight:600;font-size:1rem;
  padding:15px 28px;border-radius:var(--radius-btn);cursor:pointer;border:1.5px solid transparent;
  transition:transform .18s ease,box-shadow .25s ease,background .2s ease,color .2s ease;white-space:nowrap;
}
.btn svg{width:18px;height:18px}
.btn--green{background:var(--green);color:#fff;box-shadow:0 12px 26px -10px rgba(0,168,45,.7)}
.btn--green:hover{background:var(--green-deep);transform:translateY(-2px);box-shadow:0 18px 34px -12px rgba(0,168,45,.8)}
.btn--navy{background:var(--navy);color:#fff}
.btn--navy:hover{background:var(--navy-deep);transform:translateY(-2px)}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn--ghost:hover{background:rgba(255,255,255,.12);border-color:#fff}
.btn--outline{background:#fff;color:var(--navy);border-color:var(--line)}
.btn--outline:hover{border-color:var(--navy);transform:translateY(-2px)}
.btn--lg{padding:17px 34px;font-size:1.05rem}

/* ============================================================
   NAV + JUMBO (MEGA) MENU
   Transparent over a dark hero; solid on scroll / on pages w/o hero.
   ============================================================ */
.nav{position:fixed;top:0;left:0;right:0;z-index:60;transition:background .3s ease,box-shadow .3s ease,padding .3s ease;padding:18px 0}
.nav__inner{display:flex;align-items:center;gap:24px}
.brand{display:flex;align-items:center;transition:opacity .2s}
.brand:hover{opacity:.88}
.brand img{height:38px;width:auto;display:block}
.brand .logo-color{display:none}
.nav--solid .brand .logo-light{display:none}
.nav--solid .brand .logo-color{display:block}

.nav__links{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav__item{position:relative}
.nav__item>a,.nav__trigger{
  display:inline-flex;align-items:center;gap:6px;font-family:'Inter';font-size:.95rem;font-weight:500;
  color:rgba(255,255,255,.9);padding:10px 14px;border-radius:10px;background:none;border:0;cursor:pointer;
  transition:color .2s,background .2s;
}
.nav__item>a:hover,.nav__trigger:hover{color:#fff}
.nav__trigger .caret{width:13px;height:13px;transition:transform .25s ease}
.nav--solid .nav__item>a,.nav--solid .nav__trigger{color:var(--slate)}
.nav--solid .nav__item>a:hover,.nav--solid .nav__trigger:hover{color:var(--navy)}
.nav__item.active>a,.nav__item.active>.nav__trigger{color:#fff;font-weight:600}
.nav--solid .nav__item.active>a,.nav--solid .nav__item.active>.nav__trigger{color:var(--navy)}

.nav__phone{font-weight:600;font-size:.95rem;display:inline-flex;align-items:center;gap:7px;padding:10px 12px;color:rgba(255,255,255,.92)}
.nav__phone svg{width:16px;height:16px;flex:0 0 auto}
.nav--solid .nav__phone{color:var(--navy)}
.nav__cta-btn{margin-left:8px;padding:11px 22px;font-size:.95rem}
.nav__login{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:.95rem;padding:8px 15px;border-radius:999px;border:1.5px solid rgba(255,255,255,.42);color:rgba(255,255,255,.95);white-space:nowrap;transition:background .18s,border-color .18s,color .18s}
.nav__login svg{width:16px;height:16px;flex:0 0 auto}
.nav__login:hover{background:rgba(255,255,255,.14);border-color:#fff;color:#fff}
.nav--solid .nav__login{color:var(--navy);border-color:var(--line)}
.nav--solid .nav__login:hover{border-color:var(--green);background:var(--green-soft)}

/* mega panel */
.nav__item--mega::after{content:"";position:absolute;left:-10px;right:-10px;top:100%;height:20px}  /* hover bridge */
.mega{
  position:absolute;top:calc(100% + 16px);left:50%;
  transform:translateX(-50%) translateY(8px);
  background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);
  padding:24px;display:grid;grid-auto-flow:column;gap:26px;
  opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity .22s ease,transform .22s ease,visibility .22s;z-index:70;
}
.nav__item--mega:hover .mega,.nav__item--mega:focus-within .mega{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.nav__item--mega:hover .caret{transform:rotate(180deg)}
.mega__col{min-width:184px}
.mega__col h5{font-family:'Sora';font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--slate-light);margin-bottom:8px;font-weight:700}
.mega__col a{display:flex;align-items:center;gap:9px;color:var(--navy-ink);font-weight:500;font-size:.96rem;padding:.55rem 0;border-bottom:1px solid rgba(12,72,132,.05);transition:color .15s,padding-left .15s}
.mega__col a:last-child{border-bottom:0}
.mega__col a:hover{color:var(--green-deep);padding-left:4px}
.mega__col a svg{width:17px;height:17px;color:var(--green);flex:0 0 auto}
.mega__cta{background:var(--green-soft);border:1px solid #cdeccf;border-radius:14px;padding:22px;min-width:230px;display:flex;flex-direction:column;justify-content:center;gap:12px}
.mega__cta b{font-family:'Sora';font-size:1.05rem;color:var(--navy-ink)}
.mega__cta p{font-size:.88rem;color:var(--slate);line-height:1.45}
.mega__cta .btn{width:100%}

/* solid state */
.nav--solid{background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(14px);box-shadow:0 6px 24px -12px rgba(12,72,132,.25);padding:12px 0}

/* burger */
.nav__burger{display:none;background:none;border:0;cursor:pointer;width:42px;height:42px;border-radius:10px}
.nav__burger span{display:block;width:22px;height:2px;background:#fff;margin:5px auto;border-radius:2px;transition:.25s}
.nav--solid .nav__burger span{background:var(--navy)}

/* ============================================================
   FOOTER
   ============================================================ */
.footer{background:var(--navy-ink);color:rgba(255,255,255,.72);padding:72px 0 30px;font-size:.94rem}
.footer__top{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:46px;border-bottom:1px solid rgba(255,255,255,.1)}
.footer__brand img{height:40px;width:auto;margin-bottom:18px}
.footer__brand p{max-width:300px;margin-bottom:18px}
.footer__brand .contact{display:grid;gap:8px}
.footer__brand .contact a{display:flex;gap:10px;align-items:center;color:#fff;font-weight:500}
.footer__brand .contact svg{width:17px;height:17px;color:var(--green);flex:0 0 auto}
.footer h4{color:#fff;font-family:'Sora';font-size:1rem;margin-bottom:18px}
.footer ul{list-style:none;display:grid;gap:11px}
.footer ul a:hover{color:#fff}
.footer__social{display:flex;gap:10px;margin-top:6px}
.footer__social a{width:40px;height:40px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:.2s}
.footer__social a:hover{background:var(--green)}
.footer__social svg{width:18px;height:18px;color:#fff}
.footer__legal{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:center;padding-top:26px;font-size:.84rem;color:rgba(255,255,255,.5)}
.footer__legal .badges{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.footer__legal .nmls{border:1px solid rgba(255,255,255,.2);padding:6px 12px;border-radius:8px;font-weight:600;color:rgba(255,255,255,.75)}

/* ============================================================
   INTERIOR PAGE KIT — shared building blocks for non-home pages.
   Pages use a .page-hero band (nav goes transparent over it, solid
   on scroll, same as home) + these generic content components.
   ============================================================ */
.page-hero{position:relative;color:#fff;overflow:hidden;padding:152px 0 74px;
  --hero-img:url('/assets/img/hero-bg-2.webp');
  background:
    linear-gradient(118deg,rgba(6,36,63,.93) 0%,rgba(10,58,110,.83) 55%,rgba(7,47,94,.80) 100%),
    radial-gradient(800px 420px at 85% -20%,rgba(0,168,45,.24),transparent 60%),
    var(--hero-img);
  background-size:cover,auto,cover;background-position:center,center,center;background-repeat:no-repeat}
.page-hero::after{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);
  background-size:54px 54px;mask-image:radial-gradient(800px 500px at 75% 30%,#000,transparent 80%)}
.page-hero__inner{position:relative;z-index:2;max-width:760px}
.page-hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.2rem);font-weight:800;letter-spacing:-.02em;margin:14px 0 0;text-wrap:balance}
.page-hero p{color:rgba(255,255,255,.86);font-size:1.12rem;margin-top:16px;max-width:680px}
.page-hero .btn{margin-top:26px}

.alt{background:var(--mist)}

.prose{max-width:780px;margin:0 auto}
.prose>p{color:var(--slate);margin-bottom:18px;font-size:1.06rem}
.prose h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:34px 0 14px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:1.28rem;margin:26px 0 10px}
.prose ul,.prose ol{margin:0 0 18px 1.15em;color:var(--slate)}
.prose li{margin-bottom:9px}
.prose a:not(.btn){color:var(--green-deep);font-weight:600}
.lead-p{font-size:1.16rem;color:var(--slate)}

.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 28px;transition:transform .25s ease,box-shadow .25s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card h3{font-size:1.25rem;margin-bottom:10px}
.card p{color:var(--slate);font-size:.99rem}
.card__ic{width:54px;height:54px;border-radius:15px;background:var(--green-soft);color:var(--green-deep);display:grid;place-items:center;margin-bottom:18px}
.card__ic svg{width:27px;height:27px}

.feature{display:flex;gap:13px;align-items:flex-start;margin-bottom:14px;color:var(--ink);font-weight:500}
.feature .ic{width:30px;height:30px;border-radius:9px;background:var(--green-soft);color:var(--green-deep);display:grid;place-items:center;flex:0 0 auto}
.feature .ic svg{width:17px;height:17px}

.cta-band{background:radial-gradient(600px 300px at 90% 0%,rgba(0,168,45,.4),transparent 60%),linear-gradient(135deg,#0c4884,#072f5e);border-radius:30px;padding:60px 50px;text-align:center;color:#fff;box-shadow:var(--shadow-lg)}
.cta-band h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:14px}
.cta-band p{color:rgba(255,255,255,.86);max-width:560px;margin:0 auto 26px}
.cta-band .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
/* Final-CTA sections ship with inline padding-top:0, which crams the band against the
   section above. Restore symmetric top padding (= the section's bottom padding) on any
   section that holds a .cta-band, so the band has equal breathing room top & bottom. */
.section:has(> .wrap > .cta-band){padding-top:96px !important}
@media(max-width:620px){.section:has(> .wrap > .cta-band){padding-top:70px !important}}

/* ---------- locations / state chips (shared so interior pages can reuse) ---------- */
.loc{background:linear-gradient(135deg,#0c4884,#072f5e);color:#fff;position:relative;overflow:hidden}
.loc::before{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(108,132,180,.4),transparent 65%);bottom:-180px;left:-120px}
.loc .section__head h2{color:#fff}
.loc .section__head p{color:rgba(255,255,255,.82)}
.states{position:relative;z-index:2;display:flex;flex-wrap:wrap;gap:10px;justify-content:center;max-width:980px;margin:0 auto}
.states span,.states a{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);padding:9px 16px;border-radius:999px;font-size:.92rem;font-weight:500;transition:.2s;color:#fff;text-decoration:none;display:inline-block}
.states span:hover,.states a:hover{background:var(--green);border-color:var(--green);transform:translateY(-2px);color:#fff}
.loc__cta{text-align:center;margin-top:42px;position:relative;z-index:2}

/* image background for panels (brand photos behind icon/label overlays) */
.has-bg{position:relative;overflow:hidden}
.has-bg>.panel-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.has-bg>.panel-scrim{position:absolute;inset:0;z-index:1;background:linear-gradient(155deg,rgba(10,58,110,.40),rgba(6,36,63,.86))}
.has-bg>:not(.panel-bg):not(.panel-scrim){position:relative;z-index:2}
/* plain framed photo (e.g. about/team scene, processing) */
.photo{width:100%;height:100%;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);display:block}
.photo-frame{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);min-height:300px;position:relative}
.photo-frame img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}

/* FAQ accordion (FAQ page + anywhere) */
.faq__grid{max-width:820px;margin:0 auto;display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:4px 24px;transition:.25s}
.faq details[open]{border-color:var(--steel);box-shadow:var(--shadow-sm)}
.faq summary{list-style:none;cursor:pointer;font-family:'Sora';font-weight:600;font-size:1.07rem;color:var(--navy-ink);padding:18px 0;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary .chev{width:30px;height:30px;border-radius:50%;background:var(--mist);display:grid;place-items:center;flex:0 0 auto;transition:.3s}
.faq summary .chev svg{width:16px;height:16px;color:var(--navy);transition:transform .3s}
.faq details[open] .chev{background:var(--green)}
.faq details[open] .chev svg{color:#fff;transform:rotate(180deg)}
.faq details p{color:var(--slate);padding:0 0 20px;font-size:1rem}

/* forms (Contact + lead capture) */
.form{max-width:620px;margin:0 auto;display:grid;gap:18px}
.form .row{display:grid;gap:7px}
.form label{font-weight:600;font-size:.92rem;color:var(--navy-ink)}
.form input,.form textarea,.form select{font-family:inherit;font-size:1rem;padding:13px 15px;border:1.5px solid var(--line);border-radius:var(--radius-btn);background:#fff;color:var(--ink);transition:border-color .2s;width:100%}
.form input:focus,.form textarea:focus,.form select:focus{outline:none;border-color:var(--green)}
.form textarea{min-height:130px;resize:vertical}
.form .hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.form__msg{font-size:.95rem;font-weight:600;min-height:1.2em}
.form .btn{justify-self:start}

/* Pay Raise lead modal */
.prm{position:fixed;inset:0;z-index:1000;display:none;align-items:flex-start;justify-content:center;padding:24px 16px;overflow-y:auto;background:rgba(12,32,58,.55);backdrop-filter:blur(3px)}
.prm.open{display:flex}
.prm__box{background:#fff;border-radius:18px;max-width:560px;width:100%;margin:auto;box-shadow:0 30px 80px -20px rgba(12,32,58,.5);animation:prmIn .22s ease}
@keyframes prmIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.prm__head{position:relative;background:var(--navy);color:#fff;padding:26px 28px;border-radius:18px 18px 0 0}
.prm__head .eyebrow{color:#7fe0a6;margin-bottom:6px}
.prm__head h3{font-size:1.45rem;line-height:1.15;margin:0 0 6px}
.prm__head p{margin:0;font-size:.95rem;color:rgba(255,255,255,.82)}
.prm__close{position:absolute;top:16px;right:16px;width:36px;height:36px;border:0;border-radius:50%;background:rgba(255,255,255,.14);color:#fff;font-size:1.3rem;line-height:1;cursor:pointer;transition:background .2s}
.prm__close:hover{background:rgba(255,255,255,.28)}
.prm__body{padding:24px 28px 28px}
.prm .form{max-width:none;gap:14px}
.prm .prm__grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.prm__hint{display:flex;gap:8px;align-items:flex-start;font-size:.85rem;color:var(--slate,#5b6b7d);background:var(--green-soft,#eafaf0);border:1px solid var(--green-line,#bfe8cf);border-radius:12px;padding:11px 13px;margin-top:4px}
.prm .btn{justify-self:stretch;width:100%}
.prm__done{text-align:center;padding:14px 4px}
.prm__done .prm__check{width:56px;height:56px;border-radius:50%;background:var(--green-soft,#eafaf0);color:var(--green,#00a82d);display:grid;place-items:center;margin:0 auto 14px}
.prm__done h3{font-size:1.35rem;margin:0 0 8px;color:var(--navy-ink)}
.prm__done p{color:var(--slate,#5b6b7d);margin:0 auto;max-width:38ch}
@media(max-width:560px){.prm .prm__grid{grid-template-columns:1fr}.prm__head h3{font-size:1.25rem}}

@media(max-width:860px){.grid-3{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.grid-2,.grid-3,.split{grid-template-columns:1fr}.cta-band{padding:44px 26px}.page-hero{padding:128px 0 56px}}

/* ============================================================
   BLOG — index cards + post layout (per BLOG-TEMPLATE.md)
   ============================================================ */
.blog-filters{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:0 auto 40px;max-width:920px}
.filter-btn{font-family:'Inter';font-weight:600;font-size:.9rem;padding:9px 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--slate);cursor:pointer;transition:.18s}
.filter-btn:hover{border-color:var(--green);color:var(--navy)}
.filter-btn.active{background:var(--navy);border-color:var(--navy);color:#fff}

.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.post-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;transition:transform .25s ease,box-shadow .25s ease}
.post-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}
.post-card-thumb{aspect-ratio:16/10;overflow:hidden;background:var(--mist-2)}
.post-card-thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s ease}
.post-card:hover .post-card-thumb img{transform:scale(1.05)}
.post-card-body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.post-card-cat{font-family:'Sora';font-size:.7rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green-deep);margin-bottom:9px}
.post-card-title{font-family:'Sora';font-weight:700;font-size:1.12rem;line-height:1.3;color:var(--navy-ink);margin-bottom:12px;flex:1}
.post-card-meta{font-size:.85rem;color:var(--slate-light)}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}

.blog-post-hero{max-width:1100px;margin:0 auto;padding:120px 24px 8px}
.blog-post-hero img{width:100%;max-height:440px;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:30px}
.blog-post-hero-content{max-width:840px}
.blog-post-cat{display:inline-block;font-family:'Sora';font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--green-deep);background:var(--green-soft);border:1px solid #cdeccf;padding:6px 14px;border-radius:999px;margin-bottom:16px}
.blog-post-hero-content h1{font-size:clamp(1.9rem,4vw,2.8rem);font-weight:800;color:var(--navy-ink);line-height:1.15;letter-spacing:-.02em}
.post-meta{display:flex;flex-wrap:wrap;gap:11px;align-items:center;margin-top:16px;font-size:.9rem;color:var(--slate)}
.post-meta-dot{width:4px;height:4px;border-radius:50%;background:var(--slate-light)}

.blog-post-wrap{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;max-width:1100px;margin:0 auto;padding:34px 24px 80px}
.blog-article{font-size:1.08rem;line-height:1.8;color:var(--ink)}
.blog-article p{margin-bottom:1.3rem}
.blog-article h2{font-family:'Sora';font-size:1.6rem;color:var(--navy-ink);margin:2.4rem 0 1rem;letter-spacing:-.01em}
.blog-article h3{font-family:'Sora';font-size:1.25rem;color:var(--navy-ink);margin:1.9rem 0 .8rem}
.blog-article ul,.blog-article ol{margin:0 0 1.3rem 1.4rem}
.blog-article li{margin-bottom:.5rem}
.blog-article a:not(.btn){color:var(--green-deep);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.blog-article img{max-width:100%;height:auto;border-radius:var(--radius-sm);box-shadow:var(--shadow-sm);margin:1.5rem 0}
.blog-article blockquote{border-left:4px solid var(--green);background:var(--mist);padding:18px 22px;margin:1.6rem 0;border-radius:0 12px 12px 0;font-size:1.1rem;color:var(--navy-ink)}
.blog-article strong{color:var(--navy-ink)}

.blog-sidebar{display:flex;flex-direction:column;gap:20px}
.sidebar-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.sidebar-head{font-family:'Sora';font-weight:700;color:var(--navy-ink);margin-bottom:12px}
.sidebar-body{display:flex;flex-direction:column}
.sidebar-link{display:block;padding:11px 0;font-size:.94rem;color:var(--slate);border-bottom:1px solid var(--line);transition:color .15s;text-decoration:none}
.sidebar-link:last-child{border-bottom:0}
.sidebar-link:hover{color:var(--green-deep)}
.sidebar-cta{background:linear-gradient(135deg,#0c4884,#072f5e);border-radius:var(--radius);padding:26px;text-align:center;color:#fff}
.sidebar-cta-title{font-family:'Sora';font-weight:700;font-size:1.1rem;margin-bottom:8px}
.sidebar-cta p{color:rgba(255,255,255,.85);font-size:.92rem;margin-bottom:16px}
.sidebar-cta .btn{width:100%}
@media(max-width:900px){.blog-post-wrap{grid-template-columns:1fr;gap:0}.blog-post-hero{padding-top:104px}}

/* ---------- reveal anim ---------- */
html.js .reveal{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.7,.2,1),transform .7s cubic-bezier(.2,.7,.2,1)}
html.js .reveal.in{opacity:1;transform:none}
html.js .reveal.d1{transition-delay:.08s}
html.js .reveal.d2{transition-delay:.16s}
html.js .reveal.d3{transition-delay:.24s}
@media(prefers-reduced-motion:reduce){html.js .reveal{opacity:1;transform:none;transition:none}}

/* ============================================================
   RESPONSIVE — nav drawer + mega accordion on mobile
   ============================================================ */
@media(max-width:980px){
  .nav__burger{display:block;margin-left:auto}
  .nav__links{
    display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;
    background:#fff;padding:10px 18px 22px;gap:0;box-shadow:var(--shadow);border-top:1px solid var(--line);
    max-height:calc(100vh - 64px);overflow-y:auto;
  }
  .nav.open .nav__links{display:flex}
  .nav__item{width:100%}
  .nav__item>a,.nav__trigger{color:var(--ink);width:100%;justify-content:space-between;padding:15px 6px;border-radius:0;border-bottom:1px solid var(--line);font-size:1.02rem}
  .nav__item.active>a,.nav__item.active>.nav__trigger{color:var(--navy)}
  .nav__phone{color:var(--navy);font-weight:700;border-bottom:1px solid var(--line);justify-content:flex-start}
  .nav__cta-btn{margin:16px 0 0;width:100%;justify-content:center;padding:15px}
  .nav__login{width:100%;justify-content:center;margin:14px 0 2px;padding:13px;color:var(--navy);border-color:var(--line);font-weight:700;font-size:1rem}
  .nav__login:hover{background:var(--green-soft);border-color:var(--green)}

  /* mega becomes static accordion */
  .nav__item--mega::after{display:none}
  .nav__trigger .caret{transition:transform .25s ease}
  .nav__item.open .nav__trigger .caret{transform:rotate(180deg)}
  .mega{
    position:static;transform:none;opacity:1;visibility:visible;pointer-events:auto;
    box-shadow:none;border:0;border-radius:0;padding:0;margin:0;
    grid-auto-flow:row;gap:0;display:block;
    max-height:0;overflow:hidden;transition:max-height .3s ease;background:var(--mist)
  }
  .nav__item.open .mega{max-height:1400px}
  .mega__col{min-width:0;padding:6px 10px 12px}
  .mega__col h5{margin-top:12px}
  .mega__col a{padding:.7rem 0}
  .mega__cta{margin:6px 10px 14px;min-width:0}
  .footer__top{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
  body{font-size:16px}
  .section{padding:70px 0}
  .footer__top{grid-template-columns:1fr}
  .footer__legal{flex-direction:column;align-items:flex-start}
}

/* the PAYS wordmark is italic everywhere it appears */
.pays{font-style:italic !important;padding-right:.07em}  /* the slant would otherwise collide with the next word */