Louisiana

MLO Opportunities in Louisiana

Innovative Mortgage Services, Inc. (NMLS #250769) is licensed in Louisiana and 24 other states. We give Louisiana MLOs a 100% compensation model, broker and correspondent channels, and the technology and support to originate from anywhere across the state — 100% remote-friendly, no quotas, no caps.

Licensed in Louisiana Flat 275 bps per loan Paid within 24 hours
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Why MLOs Move Here

What a Louisiana MLO gets at Innovative

A compensation model and platform built for independent MLOs — not for a big-bank branch hierarchy.

100% Compensation

Earn a flat 275 bps on every loan you fund and keep the rest. No tiers, no commission caps, no splits skimmed by a branch or team above you.

One $695 Flat Fee

A single $695 transaction fee per closed loan. That is it — no hidden splits siphoning off your commission deal after deal.

Paid in 24 Hours

Commissions are disbursed within 24 hours of funding. Close the loan, get paid the next day — no waiting on someone else's pay cycle.

No Quotas

No production minimums and no commission caps. Write the volume that fits your Louisiana pipeline and your life — on your own terms.

Cutting-Edge LOS

Originate on Arive from any device. A modern point-of-sale lets borrowers apply, upload documents, and authorize credit — fully remote-friendly.

25-State Reach

Licensed in Louisiana and 24 other states. Keep your Louisiana book and follow your borrowers and referral partners across state lines.

For Louisiana MLOs

Why Louisiana MLOs choose Innovative

Louisiana is a market with its own rhythm — from first-time buyers in Baton Rouge and Lafayette to coastal properties around New Orleans and the families putting down roots in Shreveport and the northern parishes. The MLOs who do well here are the ones who can move quickly, offer real product choice, and keep more of what they earn on every closing. That is exactly what Innovative Mortgage Services, Inc. was built to do. Established in 2004, Innovative has spent two decades giving independent MLOs an end-to-end origination platform — without the layered management, quotas, and commission caps that erode your income at a traditional bank or retail shop.

Our model is intentionally simple and transparent. You elect your compensation at a flat 275 basis points, a single $695 transaction fee is deducted per funded loan, and you keep the balance. There are no tiers to climb, no caps to bump against, and nobody above you taking a cut of your production. Commissions are disbursed within 24 hours of funding, so the work you close this week is paid to you next — not weeks later on someone else's schedule.

Because Innovative operates both correspondent and broker channels with access to 100+ lenders and investors, Louisiana MLOs can shop the right product and pricing for each borrower instead of being boxed into a single rate sheet. Our cutting-edge LOS (Arive) lets you originate from any device, so whether you work from a home office in Metairie, an agent's listing in the Acadiana region, or anywhere across the state, you are never tied to a desk. And with more than 300 MLOs already on the platform and a management team carrying 75 years of combined mortgage experience, you get hands-on processing, onboarding, and pipeline support from people who have done the job themselves.

Most importantly, our professional compass points to ethical loan origination, attentive compliance, and heightened quality control. In a state with as much variety as Louisiana — and where weather, insurance, and flood considerations can shape a deal — doing the right thing for your borrowers isn't just good practice. It's how you build a referral business that lasts.

Compensation Snapshot

The math is simple — and it's in your favor

No asterisks and no "up to." This is the plan every Innovative MLO works under, in Louisiana and in all 25 states we serve.

275 bps
Flat compensation, every loan

You earn the same rich 275 basis points on every loan you fund — no tiers and no caps that shrink your pay as you produce more.

$695
One flat fee per loan

A single $695 transaction fee per closed loan covers your cost to originate with Innovative. You keep the rest of your commission.

24 hrs
From funding to your pocket

Paid within 24 hours of funding so your cash flow keeps pace with your pipeline instead of trailing weeks behind it.

See it on your own numbers

Plug your average loan amount and monthly units into our Pay Raise Calculator and watch the difference a flat 275 bps and a single $695 fee can make against the split you are working under today.

The figures are large for a reason: 275 bps is a genuinely rich rate, and when you stop surrendering a chunk of every commission, the gap adds up fast. Run your real Louisiana numbers and decide for yourself.

Products & Channels

Two channels, one platform, 100+ investors

Give your Louisiana borrowers the right loan instead of forcing every deal through a single lender's box.

Correspondent Channel

Close in Innovative's name and deliver to a deep menu of investors. Correspondent execution gives you control of the process and competitive pricing — without the overlays that cost you deals at a single-source shop.

Broker Channel

Shop your loan across our wholesale lender relationships to find the best fit and the sharpest rate for each borrower. Brokering lets you serve Louisiana clients other MLOs simply cannot.

100+ Lenders & Investors

Write loans with more than 100 lenders and investors. Conventional, FHA, VA, USDA, jumbo, non-QM and more — the breadth to say "yes" to the borrowers in front of you.

Hands-On Processing & Onboarding

New Innovators get onboarding training, LOS training, pipeline support, and disclosure support from a team that wants you funding loans quickly and correctly.

Licensing & Compliance

Louisiana licensing & consumer protection

Trust matters in mortgage. Here's who we are and where to verify it.

Licensed in Louisiana

Innovative Mortgage Services, Inc. — NMLS #250769

Innovative Mortgage Services, Inc. (NMLS #250769) is licensed to originate residential mortgage loans in Louisiana and is one of 25 states in which our MLOs can do business. For our Louisiana license number(s) and any applicable state notices, please review our official State License Designations page.

You can independently verify Innovative Mortgage Services, Inc. and any of our licensed MLOs through the Nationwide Multistate Licensing System at NMLSConsumerAccess.org.

Equal Housing Lender

The company may or may not fund loans under the advertised program. Loans may be arranged with third-party providers. Innovative Mortgage Services, Inc. (NMLS #250769) is an Equal Housing Lender. Information on this page is intended for licensed MLOs exploring a professional opportunity with Innovative Mortgage Services, Inc. and does not constitute an offer to lend or a commitment to extend credit. All loans are subject to underwriting approval, applicable program guidelines, and state and federal law.

Ready to originate in Louisiana on your terms?

The support you expect, the compensation you deserve. Let's talk about your move to Innovative — interview us and see if we're the right fit for your Louisiana business.